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Fintechs & Neobanks

Add tax‑advantaged accounts without becoming a custodian.

Securities & Alt‑Investment Platforms

Enable self‑directed IRAs for private markets and supported tokens.

Marketplaces & Employer Portals

Offer rollovers, recurring contributions, and beneficiary controls.

Permissible investments

* Tokens must represent allowable assets. Collectibles are typically not permitted in IRAs.

Real estate

Private business interests

Private credit / debt instruments

Royalties and revenue shares

Tokenized real‑world assets (RWAs)*

Crypto (supported assets)

Gold & precious metals

How it works

Step 1

Drop‑in components

Add ClearTrust’s onboarding and IRA UI elements or build with our SDK.

Step 2

Open IRA accounts

Users complete ClearID KYC within your app.

Step 3

Fund

Rollover, ACH, wire, checks, or in‑kind transfers.

Step 4

Invest

Users make self‑directed choices; you orchestrate via API.

Why ClearTrust

Regulated trust foundation

Programmatic compliance with segregation and attestations.

ClearID

Privacy‑preserving KYC/AML and sanctions screening.

Derived‑Key Architecture

Resilient account recovery without custodial lock‑in.

Proof‑of‑Reserves

Real‑time, verifiable custody attestations.

Digital World settlement

For supported tokenized assets on the Digital World Decentralized Blockchain.

Prebuilt Elements

Onboarding, rollover assist, contributions, and orders.

Funding options

  • Rollovers
  • ACH (recurring optional)
  • Wire
  • Checks
  • In‑kind transfers
  • Employer contributions*
* Where supported by plan design and applicable regulations.

Compliance guardrails baked in

Asset‑type eligibility checks (blocks collectibles)

Suitability prompts + risk disclosures per asset class

Custody segregation; beneficiary designations; tax‑year coding

SAR/OFAC screening; monitoring and audit trails

1099‑R / 5498 data services via partner tax pipelines

Change‑management and incident response procedures

Developer surface

REST + Webhooks

Manage account lifecycle, funding, and orders.

UI Elements

Prebuilt onboarding, rollover assist, contributions, beneficiaries.

Sandbox

Sample rollover and tokenized RWA purchase flows.

See Docs Request Sandbox

Pricing (indicative)

Platform
$0.20–$0.60 MAU
Tiered by monthly active users
IRA Account
$2–$5 / active IRA / mo
Includes identity, custody, reporting data
Transactions
20–100 bps
Capped/floored by asset class; volume discounts
Rollover assist (optional): $15 per successful rollover. Partner licensing available.

Frequently Asked Questions

Most teams complete onboarding and sandbox integration within 1–2 weeks. Production approvals depend on compliance scope.

Yes. A real‑time, verifiable proof‑of‑reserves feed is available across custody products and settlement flows.

Yes. The White‑Label packages provide branded dashboards, APIs, and SLAs. Sovereign includes an optional on‑prem node.

USD, BTC, and Digital World assets including DUSD, DBTC, and DGOLD. Additional assets may be supported upon review.

Launch your IRA product fast - and responsibly.

Embed self‑directed IRAs with a regulated trust, privacy‑first identity, and verifiable custody.

Get the Deck Book a Demo

Start in minutes

Form your decentralized business, connect FBO rails, and run your treasury privately under a Nevada fiduciary charter.

Book a 15‑min walkthrough Open Account

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